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March 1 through March 15 is this year’s annual enrollment period for University System of Maryland (USM)-sponsored MetLife benefits.
If you work 20 or more hours a week at the University of Maryland, Baltimore (UMB) and are a Regular or Contingent II employee, this is your once-a-year opportunity to newly enroll or make changes to your MetLife life insurance and/or long-term disability insurance benefits.
- Optional life insurance is a cost-effective way to help protect your family and your finances. It helps ensure that your short- and long-term financial obligations could be met if something unforeseen happens to you. Coverage also is available for your spouse and dependent children.
- Long-term disability insurance helps protect your income when you are unable to work because of illness or injury — it replaces a portion of your income for an extended disability.
These benefits are affordable — you can choose the plan or plans that fit your budget — and convenient, because you can pay premiums via easy payroll deduction.
If you already participate in one or both of these benefits, your current coverage will continue, with no action required. During this year’s enrollment, you may newly enroll or increase your coverage. Elections made during this enrollment period will be effective April 1, 2023, or on the first of the month after MetLife approves your request.
Learn More
Would you like to learn more about MetLife’s optional life and long-term disability insurance plans?
Visit MetLife’s custom USM website at metlife.com/USMD. There, you will find:
- Plan info: Summaries, certificates, rates, etc.
- Frequently asked questions
- Life insurance calculator
- Link to enroll online
- MetLife Advantages: No-cost, valuable services included with optional life insurance. Services include will preparation, grief counseling, estate planning, etc.
You also can find information at umaryland.edu/metlife.
Be Prepared When You Enroll
Have the following information for your dependents who want to enroll:
- Name
- Social Security number
- Date of birth
Have the following information for your life insurance beneficiaries:
- Name
- Relationship to you
Note: Even if you are currently enrolled, it’s a good idea to make sure your beneficiaries are up to date.
Enrolling Online
Online enrollment is available 24/7 from March 1 to March 15 at 11:59 p.m. ET. If you know which benefits you’d like, want to update beneficiaries, and don’t have any questions, visit metlife.com/USMD and click the “Enroll online” button.
- Employee ID: Your W Number (no dashes or spaces)
- Initial PIN/password: The last four numbers of your W number plus your four-digit birth year
For more information, visit https://www.umaryland.edu/hrs/benefits/life-and-disability-benefits/